Capital CDC works hard for your approval.

Capital CDC is the leading SBA 504 provider in our 5-state region, which includes Texas and New Mexico. The SBA 504 Loan Program is co-lender financing designed to facilitate the acquisition of capital assets for small businesses. Capital CDC partners with a lender to provide low, fixed-rate, long-term financing to start-up and existing businesseMost of our loans are fixed for twenty year terms, with equipment loans being fixed for ten year terms. SBA 504 funds can be used for new construction and land, acquisition of existing buildings, fixed assets, expansion or renovation, and debt refinance. Projects range in size from $100,000 to $13.0 million (SBA 504 portion covers 40% of the total cost). Capital CDC has recently taken part in the Community Advantage Loan Program. The Community Advantage is an initiative aimed at increasing the number of SBA 7(a) lenders who reach underserved communities, targeting community-based, mission-focused financial institutions which were previously not able to offer SBA loans. The maximum $250,000 loan can be used for working capital. The programs can be combined to maximize borrower's capital.